What doesn't count in a credit score?

The scoring model doesn't compute:
Age
Gender
Race
Whether you own a home or rent
Length of time at your current address
Job or length of employment at your job
Income
Education
Marital status
Whether or not you've been turned down for credit.

Note: Lenders consider length of time at residence and employment as well as income and education.

Visit The Real Estate Credit Help Center for more information.